General Atomics 401(k): best low-cost funds
General Atomics 401(k) Retirement Savings Plan · Plan #002 · SAN Diego, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| The Vanguard Target Retire 2050 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $155.8M |
| The Vanguard Target Retire 2030 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $146.1M |
| The Vanguard Target Retire 2040 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $140.0M |
| Franklin Growth GG Trust CIT S | Great Gray Trust Company, LLC | Common/collective trust | $121.0M |
| The Vanguard Retirement Savings TRS | Vanguard Fiduciary Trust Company | Common/collective trust | $113.1M |
| The Vanguard Target Retire 2045 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $102.1M |
| Putnam Large CAP Value Trust IA | Putnam Fiduciary Trust Company | Common/collective trust | $97.6M |
| The Vanguard Target Retire 2035 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $90.1M |
| The Vanguard Target Retire 2025 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $77.7M |
| The Vanguard Target Retire 2055 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $64.2M |
| The Vanguard Target Retire 2020 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $54.2M |
| Victory Small CAP Value Collective | Global Trust Company | Common/collective trust | $48.8M |
| Great Gray Trust MFS MID CAP Grwth | Great Gray Trust Company, LLC | Common/collective trust | $44.8M |
| The Vanguard Target Retire 2060 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $44.1M |
| The Vanguard Target Retire INC Trus | Vanguard Fiduciary Trust Company | Common/collective trust | $24.7M |
| The Vanguard Target Retire 2065 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $9.6M |
| The Vanguard Target Retire 2070 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $813,638 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $784.7M | 33.3% |
| Common/collective trusts | $1.3B | 56.6% |
| Participant loans | $42.3M | 1.8% |
| Other investments | $188.2M | 8.0% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $687,285 |
| Other administrative fees | $0 |
| Total administrative expenses | $1.3M |
Reported administrative expenses were about 0.058% of average plan assets, or about $80 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20241014191924NAL0045742672001. EIN 953735102.