Gartner, Inc. 401(k): best low-cost funds
Gartner Inc. Savings And Investment Plan · Plan #002 · Stamford, CT
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| FID GR CO Pool CL D | Fidelity Management Trust Company | Common/collective trust | $475.1M |
| Vang Inst 500 IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $377.4M |
| Vanguard Target 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $193.0M |
| Vanguard Target 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $179.3M |
| Vanguard Target 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $164.3M |
| Vanguard Target 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $152.0M |
| Vanguard Target 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $143.2M |
| Vanguard Target 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $117.4M |
| VG IS TOT BD MKT IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $109.7M |
| VG IS TL Intl STK MK | Vanguard Fiduciary Trust Company | Common/collective trust | $99.6M |
| Vanguard Target 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $96.4M |
| Vang IS EXT MKT IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $67.8M |
| Vanguard Target 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $60.4M |
| Artisan MID CAP Inst | SEI Trust Company | Common/collective trust | $40.1M |
| Vanguard Target 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $26.8M |
| Vanguard Target 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $25.7M |
| Putnam Stable Value | Putnam Fiduciary Trust Company | Common/collective trust | $17.9M |
| Vanguard Target INC | Vanguard Fiduciary Trust Company | Common/collective trust | $11.5M |
| Vanguard Target 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $91,876 |
| Vanguard Target 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target INC | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
| Vanguard Target 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $237.4M | 8.8% |
| Common/collective trusts | $2.4B | 87.5% |
| Participant loans | $20.9M | 0.8% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $639,804 |
| Other administrative fees | $84,810 |
| Total administrative expenses | $1.1M |
Reported administrative expenses were about 0.043% of average plan assets, or about $70 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014094042NAL0001179523001. EIN 043099750.