Fiserv Solutions, Llc. 401(k): best low-cost funds
Fiserv 401(k) Savings Plan · Plan #004 · Milwaukee, WI
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Institutional 500 IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $926.5M |
| Vanguard Target Trust SEL 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $629.4M |
| Vanguard Target Trust SEL 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $579.8M |
| Vanguard Target Trust SEL 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $476.4M |
| Vanguard Target Trust SEL 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $368.1M |
| Vanguard Target Trust SEL 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $275.9M |
| Vanguard Target Trust SEL 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $203.4M |
| Vanguard Target Trust SEL 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $171.4M |
| Vanguard Institutional Extended MAR | Vanguard Fiduciary Trust Company | Common/collective trust | $166.5M |
| Vanguard Total International Stock | Vanguard Fiduciary Trust Company | Common/collective trust | $149.3M |
| Vanguard Total Bond Market IDX index | Vanguard Fiduciary Trust Company | Common/collective trust | $134.0M |
| Vanguard Target Trust SEL 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $111.3M |
| Vanguard Target Income Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $69.8M |
| Vanguard Target Trust SEL 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $60.0M |
| Prudential Core Conservative Interm | Prudential Trust Company | Common/collective trust | $39.2M |
| Vanguard Target Trust SEL 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $33.9M |
| Intermediate Term Credit Bond Index index | Blackrock Institutional Trust Company NA | Common/collective trust | $26.9M |
| MBS Index Fund index | Blackrock Institutional Trust Company NA | Common/collective trust | $26.5M |
| Western Asset Management C Bond CF | Global Trust Company | Common/collective trust | $22.5M |
| Asset Backed Securities Fund | Blackrock Institutional Trust Company NA | Common/collective trust | $21.2M |
| Gov1-3a | Blackrock Institutional Trust Company NA | Common/collective trust | $20.9M |
| 1-3 Year Credit Bond Index index | Blackrock Institutional Trust Company NA | Common/collective trust | $18.8M |
| Blackrock Intermediate Govt Bond IN | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $9.9M |
| Comm Mortgage-backed SEC FD | Blackrock Institutional Trust Company NA | Common/collective trust | $8.3M |
| Blackrock Short Term Income Fund | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $5.3M |
| Vanguard Target Trust SEL 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $3.5M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $86.1M | 1.7% |
| Common/collective trusts | $4.6B | 88.8% |
| Employer securities (company stock) | $173.0M | 3.4% |
| Participant loans | $48.3M | 0.9% |
| Other investments | $235.2M | 4.6% |
Fees paid from plan assets
| Investment advisory & management fees | $239,869 |
| Other administrative fees | $96,792 |
| Total administrative expenses | $1.5M |
Reported administrative expenses were about 0.029% of average plan assets, or about $40 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250806082732NAL0002783331001. EIN 391833695.