Fidelity National Financial, Inc. 401(k): best low-cost funds
The Fidelity National Financial Group 401(k) Profit Sharing Plan · Plan #001 · Jacksonville, FL
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Blackrock Equity Index GG FD index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $281.4M |
| Galliard Stable Return X | SEI Trust Company | Common/collective trust | $210.6M |
| Blackrock Lifepath IDX 2035 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $168.9M |
| Blackrock Lifepath IDX Retir N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $166.4M |
| Blackrock Lifepath IDX 2030 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $150.8M |
| Blackrock Lifepath IDX 2040 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $147.8M |
| Blackrock Lifepath IDX 2045 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $135.0M |
| Blackrock MID CAP EQU IDX J FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $114.4M |
| Blackrock Russell 2000 IDX J FD index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $102.7M |
| Blackrock Lifepath IDX 2050 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $77.8M |
| Fiam Intl CAP Appr Comm CL D | Fidelity Investments | Common/collective trust | $74.6M |
| Blackrock Msci Eafe Eqty IDX M FD index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $55.3M |
| Blackrock Lifepath IDX 2055 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $53.7M |
| Blackrock US Debt IDX M FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $33.9M |
| Blackrock US Treas Infl Prot SEC M | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $28.5M |
| Blackrock Lifepath IDX 2060 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $26.2M |
| Prin Global Reit FD Tier I | Principal Global Investors Trust Company | Common/collective trust | $9.6M |
| Blackrock Lifepath IDX 2065 N FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $4.3M |
| Blackrock Lifepath IDX Retir W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2025 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2030 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2035 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2040 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2045 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2050 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2055 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2060 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath IDX 2065 W FD | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Galliard Stable Return PL | SEI Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $911.4M | 30.3% |
| Common/collective trusts | $1.8B | 61.2% |
| Employer securities (company stock) | $207.1M | 6.9% |
| Participant loans | $48.4M | 1.6% |
Fees paid from plan assets
| Contract administrator fees | $1.7M |
| Total administrative expenses | $1.7M |
Reported administrative expenses were about 0.061% of average plan assets, or about $77 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250701111210NAL0012081137001. EIN 161725106.