Ferguson Enterprises, LLC 401(k): best low-cost funds
Ferguson Enterprises, Llc, 401(k) Retirement Savings Plan · Plan #002 · Newport News, VA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| PRU Core Intermediate Bond Fund | Prudential Trust CO | Common/collective trust | $430.4M |
| Vanguard Target Retirement 2045 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $331.2M |
| Fiam Small CAP Core CIT CL H | Fidelity Institutional Asset Management | Common/collective trust | $290.5M |
| Vanguard Target Retirement 2035 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $285.9M |
| Vanguard Target Retirement 2040 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $278.0M |
| Vanguard Target Retirement 2050 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $262.7M |
| VAN Instl 500 IDX Trust | Vanguard | Common/collective trust | $257.9M |
| Vanguard Target Retirement 2030 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $247.7M |
| Fidelity Blue Chip Growth | Fidelity Investments | Common/collective trust | $235.0M |
| Vanguard Target Retirement 2055 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $179.2M |
| Vanguard Target Retirement 2025 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $146.5M |
| Vanguard Target Retirement 2060 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $88.6M |
| Vanguard Target RET Grwth And INC T | Vanguard Collective Investment Trust Funds | Common/collective trust | $61.5M |
| VAN Instl EXT MKT IDX | Vanguard | Common/collective trust | $51.3M |
| VAN IT TTL Intl STK MKT IDX | Vanguard | Common/collective trust | $38.8M |
| VAN Instl TTL BD MKT IDX | Vanguard | Common/collective trust | $33.6M |
| Vanguard Target Retirement 2065 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $17.7M |
| Vanguard Target Retirement 2070 TRS | Vanguard Collective Investment Trust Funds | Common/collective trust | $3.2M |
| Mcv/robeco Boston Partners | Empower Annuity Insurance Company | Pooled separate account | $0 |
| Metwest Core Plus Bond ISP | Empower Annuity Insurance Company | Pooled separate account | $0 |
| Robeco BP LCV Eqty ISP | Empower Annuity Insurance Company | Pooled separate account | $0 |
| Small CAP Value/victory Fund | Empower Annuity Insurance Company | Pooled separate account | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $263.3M | 7.3% |
| Common/collective trusts | $3.2B | 90.4% |
| Participant loans | $81.9M | 2.3% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $112,500 |
| Other administrative fees | $0 |
| Total administrative expenses | $1.2M |
Reported administrative expenses were about 0.037% of average plan assets, or about $32 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251010150149NAL0008363457001. EIN 541473338.