Federal Express Corporation 401(k): best low-cost funds
Federal Express Corporation Pilots Retirement Savings Plan · Plan #007 · Collierville, TN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Institutional 500 Index FD index | Vanguard Fiduciary Trust Company | Common/collective trust | $743.7M |
| Vanguard Inst Total Intl Stock MKT | Vanguard Fiduciary Trust Company | Common/collective trust | $168.0M |
| Vanguard Inst Total Bond MKT Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $163.2M |
| Vanguard Inst Extended Market Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $157.5M |
| Vanguard Target Retirement 2040 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $146.3M |
| Vanguard Target Retirement 2035 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $143.3M |
| Vanguard Target Retirement 2045 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $134.5M |
| Vanguard Target Retirement 2030 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $132.3M |
| Vanguard Retirement Savings Trst II | Vanguard Fiduciary Trust Company | Common/collective trust | $95.7M |
| Vanguard Target Retirement 2025 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $82.2M |
| Vanguard Target Retirement 2050 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $74.9M |
| Vanguard Target Retirement 2020 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $36.1M |
| Vanguard Target Retirement 2055 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $29.1M |
| JAN Core PL Fxinc II | Vanguard Fiduciary Trust Company | Common/collective trust | $22.3M |
| Vanguard Target Retirement INC Trus | Vanguard Fiduciary Trust Company | Common/collective trust | $13.7M |
| Vanguard Target Retirement 2065 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $7.2M |
| Vanguard Target Retirement 2060 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $4.8M |
| Vanguard Target Retirement 2070 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $1.5M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $2.0B | 38.3% |
| Common/collective trusts | $2.2B | 40.6% |
| Employer securities (company stock) | $3.9M | 0.1% |
| Participant loans | $18.0M | 0.3% |
| Other investments | $1.1B | 20.4% |
Fees paid from plan assets
| Contract administrator fees | $9,900 |
| Investment advisory & management fees | $507,620 |
| Total administrative expenses | $526,612 |
Reported administrative expenses were about 0.010% of average plan assets, or about $85 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014155850NAL0001653379001. EIN 710427007.