Farmers Group, Inc. 401(k): best low-cost funds
Farmers Group, Inc. 401(k) Savings Plan · Plan #002 · Woodland Hills, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Barclays Global Invs N A Invt | Blackrock Institutional Trust Company N A | Common/collective trust | $677.9M |
| Blackrock Lifepath Index 2045 Fund index | Wilmington Trust, N.a. | Common/collective trust | $477.4M |
| Blackrock Lifepath Index 2035 Fund index | Wilmington Trust, N.a. | Common/collective trust | $474.7M |
| Blackrock Lifepath Index Retirement index | Wilmington Trust, N.a. | Common/collective trust | $432.0M |
| Blackrock Lifepath Index 2040 Fund index | Wilmington Trust, N.a. | Common/collective trust | $392.2M |
| Blackrock Lifepath Index 2030 Fund index | Wilmington Trust, N.a. | Common/collective trust | $375.5M |
| Blackrock Lifepath Index 2050 Fund index | Wilmington Trust, N.a. | Common/collective trust | $341.4M |
| Blackrock Lifepath Index 2055 Fund index | Wilmington Trust, N.a. | Common/collective trust | $203.0M |
| Blackrock Lifepath Index 2060 Fund index | Wilmington Trust, N.a. | Common/collective trust | $120.8M |
| Metropolitan Life GAC | Metropolitan Life | Pooled separate account | $81.9M |
| Blackrock Lifepath Index 2065 Fund index | Wilmington Trust, N.a. | Common/collective trust | $44.8M |
| Blackrock Lifepath Index 2025 Fund index | Wilmington Trust, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $275.5M | 5.6% |
| Common/collective trusts | $3.6B | 72.7% |
| Pooled separate accounts | $81.9M | 1.7% |
| Insurance co. general account | $158.8M | 3.2% |
| Common stock (direct) | $522.6M | 10.7% |
| Participant loans | $56.4M | 1.2% |
| Other investments | $106.6M | 2.2% |
Fees paid from plan assets
| Investment advisory & management fees | $3.7M |
| Other administrative fees | $232,367 |
| Total administrative expenses | $5.0M |
Reported administrative expenses were about 0.107% of average plan assets, or about $178 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250917144501NAL0000605169001. EIN 950725935.