Estee Lauder, Inc. 401(k): best low-cost funds
The Estee Lauder Companies 401(k) Savings Plan · Plan #002 · Long Island City, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Fidelity Growth Commingled Fund | Fidelity Management Trust Company | Common/collective trust | $775.7M |
| S&P 500 Index Non-lending Fund index | State Street Global Advisors Trust Company | Common/collective trust | $364.0M |
| Jpmorgan Smart Retirement 2045 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $210.6M |
| Jpmorgan Smart Retirement 2050 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $209.7M |
| Jpmorgan Smart Retirement 2040 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $190.5M |
| Jpmorgan Smart Retirement 2035 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $173.1M |
| Jpmorgan Smart Retirement 2030 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $141.1M |
| Jpmorgan Smart Retirement 2025 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $105.3M |
| Jpmorgan Smart Retirement 2055 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $92.9M |
| Jpmorgan Smart Retirement Income FD | Jpmorgan Chase Bank, NA | Common/collective trust | $62.4M |
| Jpmorgan Smart Retirement 2020 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $54.0M |
| Loomis Sayles Core Discretion Trust | Loomis Sayles Trust Company, LLC | Common/collective trust | $46.2M |
| Jpmorgan Smart Retirement 2060 Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $37.9M |
| US Short-term Govt/credit Bond Fund | State Street Global Advisors Trust Company | Common/collective trust | $11.3M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $553.3M | 17.5% |
| Common/collective trusts | $2.5B | 78.1% |
| Common stock (direct) | $97.4M | 3.1% |
| Participant loans | $26.1M | 0.8% |
Fees paid from plan assets
| Investment advisory & management fees | $841,116 |
| Total administrative expenses | $1.7M |
Reported administrative expenses were about 0.058% of average plan assets, or about $96 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250929120531NAL0015157907001. EIN 131871348.