Ericsson Inc. 401(k): best low-cost funds
Ericsson US 401(k) Plan · Plan #006 · Plano, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Inst 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $833.7M |
| Putnam Stable Value | Putnam Fiduciary Trust Company, LLC | Common/collective trust | $296.9M |
| Vanguard Inst TOT Bond MKT IDX Trus | Vanguard Fiduciary Trust Company | Common/collective trust | $204.3M |
| Vanguard Inst TOT Intl STK MKT IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $202.8M |
| Vanguard Target Retire TR Plus 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $129.2M |
| American Century US VAL YLD EQ TR 2 | SEI Trust Company | Common/collective trust | $119.3M |
| Vanguard Target Retire TR Plus 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $116.1M |
| Vanguard Target Retire TR Plus 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $100.6M |
| Vanguard Target Retire TR Plus 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $88.7M |
| Vanguard Target Retire TR Plus 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $66.3M |
| T. Rowe Price US Mid-cap Value Equi | T. Rowe Price Trust Company | Common/collective trust | $51.8M |
| Vanguard Target Retire TR Plus 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $50.0M |
| Vanguard Target Retire TR Plus 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $42.7M |
| Vanguard Target Retire TR Plus Inco | Vanguard Fiduciary Trust Company | Common/collective trust | $31.5M |
| Vanguard Target Retire TR Plus 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $21.3M |
| Driehaus Emerging Markets Growth CL | Reliance Trust Company | Common/collective trust | $19.3M |
| Vanguard Target Retire TR Plus 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $11.4M |
| Vanguard Target Retire TR Plus 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $2.9M |
| Vanguard Target Retire TR Plus 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $385,538 |
| Core Plus Bond Pgim Fund | Prudential Retirement Insurance And Annuity Company | Pooled separate account | $0 |
| Victory Small CAP Value Collective | Victory Capital | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $423.7M | 12.0% |
| Common/collective trusts | $2.4B | 67.5% |
| Pooled separate accounts | $322.7M | 9.1% |
| Employer securities (company stock) | $25.9M | 0.7% |
| Common stock (direct) | $236.3M | 6.7% |
| Participant loans | $12.6M | 0.4% |
| Other investments | $124.9M | 3.5% |
Fees paid from plan assets
| Investment advisory & management fees | $3.4M |
| Other administrative fees | $233,488 |
| Total administrative expenses | $4.8M |
Reported administrative expenses were about 0.142% of average plan assets, or about $341 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250714163817NAL0000833155001. EIN 061119960.