Epic Systems Corporation 401(k): best low-cost funds
Epic Systems Corporation 401(k) Plan · Plan #001 · Verona, WI
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| FID Frdm INX 2055 Y | Fiam Trust Company | Common/collective trust | $421.9M |
| FID Frdm INX 2060 Y | Fiam Trust Company | Common/collective trust | $394.4M |
| SP TTL Mrkt IDX CL E | Geode Capital Management, LLC | Common/collective trust | $392.8M |
| FID Frdm INX 2050 Y | Fiam Trust Company | Common/collective trust | $321.5M |
| SP LC GRW IDX CL E | Geode Capital Management, LLC | Common/collective trust | $312.2M |
| FID Frdm INX 2045 Y | Fiam Trust Company | Common/collective trust | $145.0M |
| FID Frdm INX 2040 Y | Fiam Trust Company | Common/collective trust | $109.9M |
| FID Frdm INX 2065 Y | Fiam Trust Company | Common/collective trust | $51.6M |
| SP Intl Index E index | Geode Capital Management, LLC | Common/collective trust | $43.2M |
| FID Frdm INX 2035 Y | Fiam Trust Company | Common/collective trust | $42.9M |
| SP EXT MKT IDX CL E | Geode Capital Management Trust | Common/collective trust | $40.9M |
| FID Frdm INX 2030 Y | Fiam Trust Company | Common/collective trust | $28.1M |
| SP EM MKT IDX CL E | Geode Capital Management, LLC | Common/collective trust | $19.9M |
| C&S US Realty A | SEI Trust Company | Common/collective trust | $16.8M |
| Putnam Stable Value | Putnam Fiduciary Trust Company | Common/collective trust | $15.9M |
| FID Frdm INX 2025 Y | Fiam Trust Company | Common/collective trust | $9.3M |
| FID Frdm INX 2020 Y | Fiam Trust Company | Common/collective trust | $3.7M |
| FID Frdm INX INC Y | Fiam Trust Company | Common/collective trust | $3.2M |
| FID Frdm INX 2015 Y | Fiam Trust Company | Common/collective trust | $1.1M |
| FID Frdm INX 2010 Y | Fiam Trust Company | Common/collective trust | $629,338 |
| FID Frdm INX 2005 Y | Fiam Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $398.6M | 13.7% |
| Common/collective trusts | $2.4B | 81.9% |
| Common stock (direct) | $29.6M | 1.0% |
| Other investments | $283,437 | 0.0% |
Fees paid from plan assets
| Contract administrator fees | $2,700 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $0 |
| Total administrative expenses | $271,253 |
Reported administrative expenses were about 0.010% of average plan assets, or about $12 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250909165359NAL0020434401001. EIN 391319950.