Eastman Chemical Company 401(k): best low-cost funds
Eastman Investment & Employee Stock Ownership Plan · Plan #002 · Kingsport, TN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Spartan 500 Index Pool index | Geode Capital Management Trust Company, LLC | Common/collective trust | $435.9M |
| Target Retirement 2030 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $229.9M |
| Target Retirement 2035 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $185.4M |
| Fidelity Contrafund Commingled Pool | Fidelity Management Trust Company | Common/collective trust | $179.0M |
| Target Retirement 2050 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $156.0M |
| Target Retirement 2040 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $155.8M |
| Target Retirement 2045 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $127.0M |
| Target Retirement 2025 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $122.7M |
| Target Retirement 2055 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $100.3M |
| Spartan Extended Market Index Pool index | Geode Capital Management Trust Company, LLC | Common/collective trust | $77.2M |
| Loomis Sayles Small/mid CAP Growth | Loomis Sayles Trust Company | Common/collective trust | $69.3M |
| Target Retirement 2060 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $68.2M |
| Arrowstreet Intl Equity Acwi EX US | Global Trust Company - Arrowstreet | Common/collective trust | $65.4M |
| Prudential Core Plus Bond Fund | Prudential Trust Company | Common/collective trust | $55.0M |
| Target Retirement 2020 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $46.7M |
| Target Retirement Income Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $45.1M |
| Hotchkis & Wiley Small CAP DIV V | Wilmington Trust, N.a. | Common/collective trust | $42.1M |
| Spartan Global EX US Index Pool index | Geode Capital Management Trust Company, LLC | Common/collective trust | $28.0M |
| Target Retirement 2065 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $18.2M |
| Target Retirement 2070 Trust 1 | Vanguard Fiduciary Trust Company | Common/collective trust | $4.4M |
| Strategic Completion Non-lendable F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.9M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $169.9M | 4.8% |
| Common/collective trusts | $2.2B | 62.5% |
| Employer securities (company stock) | $265.7M | 7.5% |
| Common stock (direct) | $121.9M | 3.4% |
| Participant loans | $49.8M | 1.4% |
| Other investments | $658.5M | 18.6% |
Fees paid from plan assets
| Contract administrator fees | $417,581 |
| Investment advisory & management fees | $187,688 |
| Total administrative expenses | $634,966 |
Reported administrative expenses were about 0.018% of average plan assets, or about $43 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014222851NAL0007526322001. EIN 621539359.