Dominion Energy, Inc. 401(k): best low-cost funds
Dominion Energy 401(k) Plan · Plan #001 · Richmond, VA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Dominion Energy, Inc. DC MT | Dominion Energy, Inc. | Master trust | $2.4B |
| Target Retirement 2030 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $193.5M |
| Target Retirement 2035 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $174.2M |
| Target Retirement 2025 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $149.3M |
| Target Retirement 2045 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $148.7M |
| Target Retirement 2050 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $143.4M |
| Target Retirement 2040 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $140.2M |
| Europacific Growth Fund | Capital Group | Common/collective trust | $117.8M |
| Target Retirement 2055 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $84.1M |
| Target Retirement 2020 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $74.5M |
| Target Retirement Income Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $56.8M |
| Target Retirement 2060 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $35.7M |
| Target Retirement 2065 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $21.7M |
| Target Retirement 2070 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $3.5M |
| BNY EB Temporary Investment Fund | Bank Of NEW York Mellon | Common/collective trust | $702,134 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $10.8M | 0.2% |
| Common/collective trusts | $1.3B | 30.3% |
| Master trusts | $2.4B | 54.4% |
| Employer securities (company stock) | $585.9M | 13.2% |
| Participant loans | $39.0M | 0.9% |
| Other investments | $39.3M | 0.9% |
Fees paid from plan assets
| Investment advisory & management fees | $3.1M |
| Total administrative expenses | $3.1M |
Reported administrative expenses were about 0.070% of average plan assets, or about $166 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250723145055NAL0008999170001. EIN 541229715.