Dell Inc. 401(k): best low-cost funds
Dell Inc. 401(k) Plan · Plan #001 · Round Rock, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| State Street S&P 500(r) IND NL SE F index | State Street Bank And Trust Company | Common/collective trust | $5.2B |
| State Street Russel Small/mid CAP | State Street Bank And Trust Company | Common/collective trust | $1.1B |
| Ssga CAP EQ Ex-u.s. IND NL SE FD CL | State Street Bank And Trust Company | Common/collective trust | $751.0M |
| Short-term Investment Fund W | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $640.3M |
| State Street U.s. Bond IND NL SE FD | State Street Bank And Trust Company | Common/collective trust | $480.0M |
| Prudential Core Plus Bond Class 5 | Prudential Trust Company | Common/collective trust | $461.0M |
| Fiam Core Plus Commingled Pool CL A | Fidelity Institutional Asset Management Trust Company | Common/collective trust | $460.8M |
| John Hancock Trust Company Core | John Hancock Trust Company | Common/collective trust | $460.8M |
| Arrowstreet Intl Equity Eafe Citclm | Global Trust Company - Arrowstreet | Common/collective trust | $370.7M |
| American Century Nonus Growth CIT | Global Trust Company | Common/collective trust | $193.6M |
| Arga Eafe Value Equity CIT Fund | Arga Investment Management | Common/collective trust | $193.6M |
| MFS International Equity Fund | MFS Heritage Trust Company | Common/collective trust | $192.6M |
| Sprucegove International CIT | SEI Trust Company | Common/collective trust | $192.3M |
| Gw&k Small MID CAP Core CIT CL M | Global Trust Company - Gw&k | Common/collective trust | $190.2M |
| Westfield Small/mid CAP G | Comerica Bank & Trust, National Association | Common/collective trust | $179.1M |
| State Street Intl IND NL Fund CL A | State Street Bank And Trust Company | Common/collective trust | $143.4M |
| JP Morgan Real Estate CIT | Jpmorgan Chase Bank, N.a. | Common/collective trust | $107.1M |
| William Blair EM MKT Leader FU | Global Trust Company | Common/collective trust | $90.8M |
| Arga Emerging Markets Value | Arga Investment Management | Common/collective trust | $87.7M |
| State Street 1-10 Year U.s. IDX LEN | State Street Bank And Trust Company | Common/collective trust | $81.8M |
| Allspring Emerging Markets EQ CIT M | Wilmington Trust | Common/collective trust | $78.7M |
| WT RBC Emerging Markets EQ Focus CL | Wells Fargo Bank N.a. | Common/collective trust | $78.5M |
| State Street Reit IDX SEC Lending S | State Street Bank And Trust Company | Common/collective trust | $69.5M |
| State Street EMG Markets IDX SEC | State Street Bank And Trust Company | Common/collective trust | $37.4M |
| Gsam China A Equity Fund | Goldman Sachs | Common/collective trust | $19.0M |
| Wellington CIF Enduring Assets S3 | Wellington Trust Company, NA | Common/collective trust | $11.1M |
| State Street S&P GBL Lgmdcap NAT NO index | State Street Bank And Trust Company | Common/collective trust | $8.3M |
| State Street EMG MKT Class A | State Street Global Advisors Trust Company | Common/collective trust | $0 |
| LSV Intl (acwi EX US) Value EQ Fund | LSV Asset Management | Common/collective trust | $0 |
| State Street 1-10 Year U.s. Trsry | State Street Bank And Trust Company | Common/collective trust | $0 |
| State Street Reit Index A index | State Street Bank And Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $85,000 | 0.0% |
| Common/collective trusts | $11.9B | 81.4% |
| Common stock (direct) | $2.3B | 15.5% |
| Participant loans | $122.1M | 0.8% |
| Other investments | $77.9M | 0.5% |
Fees paid from plan assets
| Other administrative fees | $2,000 |
| Total administrative expenses | $4.2M |
Reported administrative expenses were about 0.030% of average plan assets, or about $76 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250815060829NAL0029518226001. EIN 742487834.