Credit Suisse Securities USA LLC 401(k): best low-cost funds
Employees Savings And Retirement Plan Of Credit Suisse · Plan #002 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Total Stock Market Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $527.0M |
| NT Collective Govt Short Term Fund | Northern Trust Investments, Inc. | Common/collective trust | $289.1M |
| T. Rowe Price Retirement 2035 | T.rowe Price Trust Company | Common/collective trust | $191.4M |
| T. Rowe Price Retirement 2045 | T.rowe Price Trust Company | Common/collective trust | $182.6M |
| T. Rowe Price Retirement 2040 | T.rowe Price Trust Company | Common/collective trust | $181.7M |
| T. Rowe Price Retirement 2050 | T.rowe Price Trust Company | Common/collective trust | $152.2M |
| T. Rowe Price Retirement 2055 | T.rowe Price Trust Company | Common/collective trust | $134.3M |
| T. Rowe Price Retirement 2030 | T.rowe Price Trust Company | Common/collective trust | $128.7M |
| Vanguard Total Intl Stock MKT Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $76.2M |
| T. Rowe Price Retirement 2025 | T.rowe Price Trust Company | Common/collective trust | $71.2M |
| Credit Suisse Floating Rate Trust | Great Gray Trust Company, LLC | Common/collective trust | $54.1M |
| T. Rowe Price Retirement 2060 | T.rowe Price Trust Company | Common/collective trust | $47.4M |
| T. Rowe Price Retirement 2020 | T.rowe Price Trust Company | Common/collective trust | $27.7M |
| T. Rowe Price Retirement 2065 | T.rowe Price Trust Company | Common/collective trust | $15.6M |
| T. Rowe Price Retirement 2015 | T.rowe Price Trust Company | Common/collective trust | $8.1M |
| T. Rowe Price Retirement 2010 | T.rowe Price Trust Company | Common/collective trust | $3.9M |
| T. Rowe Price Retirement | T.rowe Price Trust Company | Common/collective trust | $3.6M |
| T. Rowe Price Retirement 2005 | T.rowe Price Trust Company | Common/collective trust | $1.6M |
| Managed Income Portfolio II Comm FD | Fidelity Management Trust Company | Common/collective trust | $108,877 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $2.4B | 44.1% |
| Common/collective trusts | $2.1B | 38.6% |
| Participant loans | $10.3M | 0.2% |
| Other investments | $929.2M | 17.1% |
Fees paid from plan assets
| Contract administrator fees | $120,880 |
| Other administrative fees | $27,399 |
| Total administrative expenses | $332,346 |
Reported administrative expenses were about 0.006% of average plan assets, or about $30 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251002095709NAL0000502128001. EIN 050546650.