Constellation Energy Generation LLC 401(k): best low-cost funds
Constellation Employee Savings Plan · Plan #006 · Kennett Square, PA
Not financial advice. This page is educational and built from public government filings. Confirm every fund and fee in your plan's official materials before acting.
$6.0Bnet assets (end of plan year)
20,280participants with balances
14,256active participants
2024-12-31plan year end
Suggested simple Boglehead mix
- US stocks (~60%): Blackrock Russell 1000 Grwth NL FDF
- International stocks (~20-30%): Eafe Equity Index NL Fund
- Bonds (~10-20%): Blackrock Inter Govt Bond Index FD
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Eqty Indx FD NON Lndbl F | Blackrock Institutional Trust | Common/collective trust | $1.3B |
| US Equity Fund | Northern Trust Company | Common/collective trust | $384.0M |
| Target Retirement Fund 2025 | Northern Trust Company | Common/collective trust | $348.7M |
| Target Retirement Fund 2030 | Northern Trust Company | Common/collective trust | $317.9M |
| Northern Trust US Government | Northern Trust Company | Common/collective trust | $298.3M |
| Target Retirement Fund 2040 | Northern Trust Company | Common/collective trust | $293.1M |
| Target Retirement Fund 2035 | Northern Trust Company | Common/collective trust | $278.0M |
| Target Retirement Fund 2045 | Northern Trust Company | Common/collective trust | $266.0M |
| Blackrock Russell 1000 Grwth NL FDF index | Blackrock Institutional Trust | Common/collective trust | $256.0M |
| Target Retirement Fund 2020 | Northern Trust Company | Common/collective trust | $246.1M |
| US Debt NL Fund M | Blackrock Institutional Trust | Common/collective trust | $190.4M |
| Target Retirement Fund 2050 | Northern Trust Company | Common/collective trust | $166.6M |
| Target Retirement Income Fund | Northern Trust Company | Common/collective trust | $150.5M |
| Target Retirement Fund 2015 | Northern Trust Company | Common/collective trust | $126.9M |
| Target Retirement Fund 2055 | Northern Trust Company | Common/collective trust | $114.7M |
| Eafe Equity Index NL Fund index | Blackrock Institutional Trust | Common/collective trust | $113.5M |
| International Equity Fund | Northern Trust Company | Common/collective trust | $99.8M |
| Fixed Income Fund | Northern Trust Company | Common/collective trust | $88.4M |
| Blackrock MID CAP Eqty Index NL FDM index | Blackrock Institutional Trust | Common/collective trust | $68.0M |
| Eafe Equity Index NL Fund index | Blackrock Institutional Trust | Common/collective trust | $54.5M |
| Blackrock Russell 1000 Value NL FDF index | Blackrock Institutional Trust | Common/collective trust | $47.6M |
| Target Retirement Fund 2060 | Northern Trust Company | Common/collective trust | $36.6M |
| Blackrock Russell 2000 Growth Fund index | Blackrock Institutional Trust | Common/collective trust | $26.7M |
| Blackrock Global Equity Aciminlf | Blackrock Institutional Trust | Common/collective trust | $25.2M |
| Russell 2000 Index NL Fund index | Blackrock Institutional Trust | Common/collective trust | $17.6M |
| Blackrock Inter Govt Bond Index FD index | Blackrock Institutional Trust | Common/collective trust | $14.9M |
| Blackrock Russell 2000 VAL Fund index | Blackrock Institutional Trust | Common/collective trust | $14.4M |
| Blackrock US TIP NL M | Blackrock Institutional Trust | Common/collective trust | $9.6M |
| Blackrock DEV Real Estate IDX | Blackrock Institutional Trust | Common/collective trust | $8.5M |
| Target Retirement Fund 2065 | Northern Trust Company | Common/collective trust | $6.0M |
| Blackrock Msci Eafe Small CAP EQ index | Blackrock Institutional Trust | Common/collective trust | $4.9M |
| NT Govt Short Term INV FD | Northern Trust Company | Common/collective trust | $4.3M |
| Blackrock Global Aggregate Index index | Blackrock Institutional Trust | Common/collective trust | $3.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $77.3M | 1.3% |
| Common/collective trusts | $5.4B | 90.2% |
| Employer securities (company stock) | $383.1M | 6.4% |
| Participant loans | $61.2M | 1.0% |
Fees paid from plan assets
| Investment advisory & management fees | $3.7M |
| Total administrative expenses | $3.7M |
Reported administrative expenses were about 0.065% of average plan assets, or about $181 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250916122623NAL0001862609001. EIN 233064219.