Chs/community Health Systems, INC 401(k): best low-cost funds
Chs/community Health Systems, Inc. Retirement Savings Plan · Plan #004 · Franklin, TN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| CHS Master Trust Investment Account | Chs/community Health Systems, Inc. | Master trust | $1.1B |
| RET Target 2035 SEP Acct | Principal Life Insurance Company | Master trust | $531.2M |
| RET Target 2030 SEP Acct | Principal Life Insurance Company | Master trust | $523.4M |
| RET Target 2040 SEP Acct | Principal Life Insurance Company | Master trust | $447.2M |
| RET Target 2025 SEP Acct | Principal Life Insurance Company | Master trust | $413.5M |
| RET Target 2045 SEP Acct | Principal Life Insurance Company | Master trust | $368.3M |
| RET Target 2050 SEP Acct | Principal Life Insurance Company | Master trust | $301.8M |
| CHS Stable Value Fund Master Trust | Chs/community Health Systems, Inc. | Master trust | $225.9M |
| RET Target 2020 SEP Acct | Principal Life Insurance Company | Master trust | $219.5M |
| RET Target 2055 SEP Acct | Principal Life Insurance Company | Master trust | $203.8M |
| RET Target 2060 SEP Acct | Principal Life Insurance Company | Master trust | $127.4M |
| RET Target 2015 SEP Acct | Principal Life Insurance Company | Master trust | $70.8M |
| RET Target 2065 SEP Acct | Principal Life Insurance Company | Master trust | $48.5M |
| RET Strategic INC SEP Acct | Principal Life Insurance Company | Master trust | $37.6M |
| RET Target 2070 SEP Account | Principal Life Insurance Company | Master trust | $3.2M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Master trusts | $4.7B | 97.5% |
| Participant loans | $54.2M | 1.1% |
Fees paid from plan assets
| Contract administrator fees | $4.7M |
| Investment advisory & management fees | $371,420 |
| Total administrative expenses | $5.1M |
Reported administrative expenses were about 0.110% of average plan assets, or about $63 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250926144818NAL0013938530001. EIN 760137985.