Board Of Trustees Of The Deferred Salary Plan Of The Electrical IND 401(k): best low-cost funds
Deferred Salary Plan Of The Electrical Industry · Plan #004 · Flushing, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard 500 Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $733.7M |
| Vanguard Target Rtmt 2025 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $237.2M |
| Vanguard Target Rtmt 2030 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $236.4M |
| Ibew Neca Stable Value Trust | Invesco Trust Company | Common/collective trust | $224.3M |
| Vanguard Target Rtmt 2035 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $201.3M |
| Vanguard Target Rtmt 2040 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $173.9M |
| Putnam Large CAP Value Trust | Putnam Fiduciary Trust Company, LLC | Common/collective trust | $164.1M |
| Vanguard Target Rtmt 2045 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $146.6M |
| Vanguard Target Rtmt 2050 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $123.1M |
| Russell 2000 Alpha Tilts Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $112.9M |
| Vanguard Target Rtmt Income Trust P | Vanguard Fiduciary Trust Company | Common/collective trust | $110.1M |
| Vanguard Target Rtmt 2055 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $69.5M |
| Union Labor Russell 3000 Index index | State Street Bank & Trust Company | Common/collective trust | $54.9M |
| Vanguard Target Rtmt 2020 Trust PLU | Vanguard Fiduciary Trust Company51647140 | Common/collective trust | $51.6M |
| Vftc Inst Total Bond MKT IDX Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $49.5M |
| Vanguard Developed Markets Trust | Vanguard Fiduciary Trust Company | Common/collective trust | $38.6M |
| Vanguard Target Rtmt 2060 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $36.8M |
| Morley Stable Value Fund | Principal Global Investors Trust Company | Common/collective trust | $17.0M |
| Vanguard Target Rtmt 2065 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $12.0M |
| Vanguard Target Rtmt INC & GRO Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $2.7M |
| Vanguard Target Rtmt 2070 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $1.5M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.3B | 16.4% |
| Common/collective trusts | $2.8B | 35.0% |
| Common stock (direct) | $92.1M | 1.2% |
| Participant loans | $110.5M | 1.4% |
| Other investments | $686.6M | 8.6% |
Fees paid from plan assets
| Contract administrator fees | $2.5M |
| Investment advisory & management fees | $4.5M |
| Other administrative fees | $6,788 |
| Total administrative expenses | $8.7M |
Reported administrative expenses were about 0.113% of average plan assets, or about $257 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251010104256NAL0007536145001. EIN 112656063.