Best BUY Enterprise Services, Inc. 401(k): best low-cost funds
Best BUY Retirement Savings Plan · Plan #002 · Richfield, MN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| State Street S&P 500 Index Fund - C index | State Street Funds | Common/collective trust | $860.5M |
| State Street Russell Small/mid CAP index | State Street Funds | Common/collective trust | $277.9M |
| Target Retirement 2050 SL SF Classv | State Street Global Advisors | Common/collective trust | $238.3M |
| State Street Global ALL CAP Equity | State Street Funds | Common/collective trust | $210.2M |
| Prudential Core Plus Bond Fund | Prudential Trust Company | Common/collective trust | $181.1M |
| Target Retirement 2045 SL SF Classv | State Street Global Advisors | Common/collective trust | $174.8M |
| Target Retirement 2055 SL SF Classv | State Street Global Advisors | Common/collective trust | $146.3M |
| MFS International Equity Fund-cls 4 | MFS International | Common/collective trust | $132.3M |
| Target Retirement 2040 SL SF Classv | State Street Global Advisors | Common/collective trust | $128.9M |
| Target Retirement 2035 SL SF Classv | State Street Global Advisors | Common/collective trust | $104.6M |
| Target Retirement 2060 SL SF Classv | State Street Global Advisors | Common/collective trust | $87.1M |
| Target Retirement 2030 SL SF Classv | State Street Global Advisors | Common/collective trust | $69.1M |
| Fixed Income Fund F | Wells Fargo Bank, N.a. | Common/collective trust | $59.1M |
| State Street U.s. Bond Index index | State Street Funds | Common/collective trust | $54.2M |
| Target Retirement Income SL SF CL V | State Street Global Advisors | Common/collective trust | $44.4M |
| Fixed Income Fund A | Wells Fargo Bank, N.a. | Common/collective trust | $43.3M |
| Fixed Income Fund L | Wells Fargo Bank, N.a. | Common/collective trust | $42.6M |
| Target Retirement 2025 SL SF Classv | State Street Global Advisors | Common/collective trust | $40.9M |
| DFA US Targeted Value | Dimensional Fund Advisors | Common/collective trust | $35.9M |
| Target Retirement 2020 SL SF Classv | State Street Global Advisors | Common/collective trust | $18.1M |
| Target Retirement 2065 SL SF Classv | State Street Global Advisors | Common/collective trust | $16.7M |
| Short Term Investment Fund | Wells Fargo Bank, N.a. | Common/collective trust | $7.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $35.9M | 1.1% |
| Common/collective trusts | $3.0B | 95.1% |
| Employer securities (company stock) | $97.9M | 3.1% |
| Participant loans | $1.3M | 0.0% |
| Other investments | $6.5M | 0.2% |
Fees paid from plan assets
| Contract administrator fees | $137,116 |
| Investment advisory & management fees | $2.5M |
| Other administrative fees | $14,150 |
| Total administrative expenses | $4.9M |
Reported administrative expenses were about 0.164% of average plan assets, or about $89 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250814124745NAL0009881985001. EIN 550805038.