BD Of Trustees Of The Elev Constu Annuity And 401k RET Plan 401(k): best low-cost funds
Elevator Constructors Annuity And 401(k) Retirement Plan · Plan #001 · Newtown Square, PA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Janus US Research Growth Equity CF | SEI Trust Company | Common/collective trust | $565.5M |
| IRM Core Bond Collective Fund | Global Trust Company | Common/collective trust | $528.8M |
| Loomis Sayles Core Plus FIX INC FD | Loomis Sayles Trust CO LLC | Common/collective trust | $526.9M |
| Coll LSV US Large CAP VAL Equity FD | The Northern Trust Company | Common/collective trust | $525.1M |
| T. Rowe Price Retirement 2040 CIT | T. Rowe Price | Common/collective trust | $297.2M |
| Schroder Collective Investment Trst | SEI Trust Company | Common/collective trust | $282.1M |
| Invesco Balanced-risk Allocation TR | Invesco Trust Company | Common/collective trust | $261.8M |
| T. Rowe Price Retirement 2050 CIT | T. Rowe Price | Common/collective trust | $254.5M |
| T. Rowe Price Retirement 2030 CIT | T. Rowe Price | Common/collective trust | $228.4M |
| Lord Abbett High Yield Core TR II | Wilmington Trust NA | Common/collective trust | $213.3M |
| Globeflex Int'l ALL CAP Coll FD | The Northern Trust Company | Common/collective trust | $207.4M |
| Marathon-london Int'l CIT Fund | Reliance Trust Company | Common/collective trust | $201.4M |
| Cohen & Steers US Realty Fund | SEI Trust Company | Common/collective trust | $199.2M |
| Trinity Street Int'l Equity TR | Ashmore | Common/collective trust | $189.3M |
| Janus Henderson US Smid CAP GRW III | Great Gray | Common/collective trust | $186.8M |
| Lord Abbett Smid CAP Equity Trst II | Wilmington Trust NA | Common/collective trust | $183.7M |
| Emerg MKT EQ Focus Comm Pension TR | Jpmorgan Chase Bank NA | Common/collective trust | $166.3M |
| BW Global Invest GR FIX Income CIF | Hand Benefits & Trust Company NA | Common/collective trust | $163.0M |
| Aberdeen Emrg Mkts Equity Coll Fund | Global Trust Company | Common/collective trust | $158.0M |
| Loomis Sayles Emerg Mkts Corp Debt | Loomis Sayles Trust CO LLC | Common/collective trust | $155.5M |
| Fidelity Bluechip Growth Commingled | Fidelity Commingled Pool | Common/collective trust | $136.9M |
| Bnym Newton NSL US Dynamic LG CAP S | BNY Mellon Collective Trust | Common/collective trust | $109.5M |
| CIF II Global Aggregate BD Port 2 index | Wellington Trust Company NA | Common/collective trust | $101.7M |
| Wedge QVM Smid CAP Value CIT A | Comerica Bank | Common/collective trust | $93.1M |
| T. Rowe Price Retirement 2060 CIT | T. Rowe Price | Common/collective trust | $88.1M |
| Loomis Sayles Core Fixed INC TR D | Loomis Sayles Trust CO LLC | Common/collective trust | $66.3M |
| T. Rowe Price Retirement 2020 CIT | T. Rowe Price | Common/collective trust | $61.5M |
| IRM Intermediate Tips Collect FD | Global Trust Company | Common/collective trust | $53.1M |
| Arrowstreet Global Equity Acwi CIT | Global Trust Company | Common/collective trust | $49.1M |
| BBH Inflation-indexed Securities FD index | Brown Brothers Harriman & CO | Common/collective trust | $45.6M |
| T. Rowe Price Retirement 2010 CIT | T. Rowe Price | Common/collective trust | $8.7M |
| Ashmore Emrg Mkts Total Return CIF | Reliance Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $556.8M | 7.6% |
| Common/collective trusts | $6.3B | 86.5% |
| Insurance co. general account | $227.8M | 3.1% |
| Other investments | $153.6M | 2.1% |
Fees paid from plan assets
| Contract administrator fees | $1.6M |
| Investment advisory & management fees | $290,123 |
| Other administrative fees | $335,374 |
| Total administrative expenses | $3.9M |
Reported administrative expenses were about 0.057% of average plan assets, or about $119 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015081805NAL0002011939005. EIN 522125995.