Barnabas Health Inc. 401(k): best low-cost funds
Rwjbarnabas Health 401(k) Savings Plan · Plan #005 · West Orange, NJ
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| CG 2030 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $432.8M |
| CG 2025 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $377.3M |
| CG 2035 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $357.2M |
| CG 2040 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $266.1M |
| CG 2020 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $202.0M |
| CG 2045 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $193.1M |
| CG 2050 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $167.7M |
| CG 2055 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $126.1M |
| FID Blue CHP GR CP C | Fidelity Management Trust Company | Common/collective trust | $124.8M |
| CG 2060 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $72.6M |
| CG 2015 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $71.5M |
| Stable Value Fund | Prudential Insurance Company Of America | Pooled separate account | $67.2M |
| CG 2010 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $37.9M |
| CG 2065 TD TD4 | Capital Bank & Trust CO | Common/collective trust | $4.9M |
| MIP CL 2 | Fidelity Management Trust Company | Common/collective trust | $308,740 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $381.0M | 12.8% |
| Common/collective trusts | $2.4B | 82.0% |
| Pooled separate accounts | $67.2M | 2.3% |
| Insurance co. general account | $23.3M | 0.8% |
| Participant loans | $45.5M | 1.5% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $474,882 |
| Total administrative expenses | $2.0M |
Reported administrative expenses were about 0.073% of average plan assets, or about $60 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015121500NAL0009526194001. EIN 222405279.