Arthur J. Gallagher (illinios), Llc. 401(k): best low-cost funds
Arthur J. Gallagher & CO. Employees Savings And Thrift Plan · Plan #001 · Rolling Meadows, IL
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Institutional 500 Index TR index | Vanguard Fiduciary Trust Company | Common/collective trust | $420.5M |
| VG Target RET 2030 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $210.6M |
| Massmutual Blue Chip GR CIT | Wilmington Trust | Common/collective trust | $189.6M |
| VG Target RET 2040 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $163.1M |
| VG Target RET 2035 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $154.1M |
| VG Target RET 2025 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $133.9M |
| VG Target RET 2045 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $128.5M |
| MFS International Growth Equity CIT | MFS Investment Management | Common/collective trust | $125.6M |
| VG Target RET 2050 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $102.5M |
| VG Target RET 2055 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $73.5M |
| Select Small CAP Growth EQ CIT CL N | Wilmington Trust | Common/collective trust | $64.9M |
| VG Target RET 2020 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $58.1M |
| VG Target RET 2060 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $46.3M |
| VG Target RET INC Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $32.2M |
| Allspring Special Small CAP Value C | SEI Trust Company | Common/collective trust | $30.8M |
| VG Target RET 2065 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $15.0M |
| Voya Stable Value Fund | Great Gray Trust Company, LLC | Common/collective trust | $4.7M |
| VG Target RET 2070 Trust CIT | Vanguard Fiduciary Trust Company | Common/collective trust | $1.6M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $728.2M | 18.7% |
| Common/collective trusts | $2.0B | 50.2% |
| Insurance co. general account | $667.0M | 17.1% |
| Employer securities (company stock) | $400.8M | 10.3% |
| Common stock (direct) | $1.3M | 0.0% |
| Participant loans | $39.0M | 1.0% |
Fees paid from plan assets
| Investment advisory & management fees | $243,172 |
| Other administrative fees | $7,156 |
| Total administrative expenses | $884,939 |
Reported administrative expenses were about 0.025% of average plan assets, or about $32 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015125701NAL0002327299002. EIN 362481781.