American Electric Power Service Corporation 401(k): best low-cost funds
AEP Retirement Savings 401(k) Plan · Plan #002 · Columbus, OH
Suggested simple Boglehead mix
- US stocks (~60%): NSL Stock Index Fund
- International stocks (~20-30%): NSL International Stock Index Fund
- Bonds (~10-20%): NSL Aggregate Bond Index Fund
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| NSL Stock Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $1.4B |
| NSL International Stock Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $690.7M |
| NSL Aggregate Bond Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $511.9M |
| NSL MID CAP Stock Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $459.3M |
| William Blair Collective Invt TR LG | Global Trust Company | Common/collective trust | $214.8M |
| NSL Small CAP Stock Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $170.0M |
| JPM Strategic Property Fund | Jpmorgan Chase Bank, NA | Common/collective trust | $84.1M |
| NSL Emerging Markets STK Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $65.0M |
| TCW Multiple Investment Trust | SEI Trust Company | Common/collective trust | $59.9M |
| NSL Tips Index Fund index | The Bank Of NEW York Mellon | Common/collective trust | $24.2M |
| Sands Collective Investment Trust | SEI Trust Company | Common/collective trust | $22.1M |
| Columbia Trst Focused L CAP Grth FD | Ameriprise Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $142.6M | 2.7% |
| Common/collective trusts | $3.7B | 71.5% |
| Employer securities (company stock) | $254.0M | 4.9% |
| Common stock (direct) | $555.0M | 10.6% |
| Participant loans | $60.4M | 1.2% |
Fees paid from plan assets
| Contract administrator fees | $12,540 |
| Investment advisory & management fees | $6.3M |
| Total administrative expenses | $7.0M |
Reported administrative expenses were about 0.134% of average plan assets, or about $330 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251013120611NAL0002786642001. EIN 134922641.