Adobe Inc. 401(k): best low-cost funds
Adobe Inc. 401(k) Retirement Savings Plan · Plan #001 · SAN Jose, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vftc Inst. 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $648.0M |
| Vanguard Target Ret. 2050 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $346.6M |
| Vanguard Target Ret. 2045 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $345.7M |
| Vanguard Target Ret. 2040 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $308.5M |
| Vanguard Target Ret. 2035 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $273.9M |
| Vanguard Target Ret. 2055 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $228.2M |
| Vftc Inst.total Exentd Mrkt Index T index | Vanguard Fiduciary Trust Company | Common/collective trust | $202.2M |
| Vanguard Target Ret. 2030 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $178.6M |
| Vftc Inst.total Bond Mrket Index TR index | Vanguard Fiduciary Trust Company | Common/collective trust | $161.6M |
| Vanguard Target Ret. 2060 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $103.6M |
| Vanguard Target Ret. 2025 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $97.9M |
| Vftc Retirement Savings Trust III | Vanguard Fiduciary Trust Company | Common/collective trust | $64.5M |
| Vanguard Target Ret. 2020 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $21.3M |
| Vanguard Target Ret. 2065 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $18.2M |
| Vanguard Target Ret. Inc. Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $15.4M |
| Vftc Target Ret. 2070 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $646,599 |
| Vanguard Target Ret. 2015 Trust PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $907.5M | 21.9% |
| Common/collective trusts | $3.0B | 72.7% |
| Participant loans | $21.2M | 0.5% |
| Other investments | $190.2M | 4.6% |
Fees paid from plan assets
| Investment advisory & management fees | $477,257 |
| Other administrative fees | $18,300 |
| Total administrative expenses | $630,396 |
Reported administrative expenses were about 0.017% of average plan assets, or about $31 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20241004111045NAL0006633283001. EIN 770019522.