ABB Inc. 401(k): best low-cost funds
ABB Inc. Retirement Savings Plan · Plan #302 · Cary, NC
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Blackrock Eqty IDX Non-lend M | Blackrock Inst Trust CO | Common/collective trust | $296.7M |
| Vanguard Trgt Rtmt 2030 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $197.4M |
| Ssga Russell Sm/md CAP IN NL K index | State Street Bank And Trust Company | Common/collective trust | $178.1M |
| Vanguard Trgt Rtmt 2035 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $171.9M |
| Vanguard Trgt Rtmt 2025 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $156.0M |
| Vanguard Trgt Rtmt 2040 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $129.1M |
| Vanguard Trgt Rtmt 2045 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $115.3M |
| Vanguard Trgt Rtmt 2050 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $92.5M |
| Blkrk US Debt IDX Non-lnd M | Blackrock Inst Trust CO | Common/collective trust | $83.5M |
| Vanguard Trgt Rtmt 2020 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $71.0M |
| Vanguard Trgt Rtmt 2055 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $63.0M |
| Vanguard Trgt Rtmt INC TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $40.3M |
| Blackrock Msciacwi XUS IX NL R index | Blackrock Inst Trust CO | Common/collective trust | $39.9M |
| Vanguard Trgt Rtmt 2060 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $35.1M |
| Vanguard Trgt Rtmt 2065 TR PLS | Vanguard Fiduciary Trust Company | Common/collective trust | $9.6M |
| Vanguard TAR RET 2070 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $3.1M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $831.4M | 28.4% |
| Common/collective trusts | $1.7B | 57.4% |
| Insurance co. general account | $361.0M | 12.3% |
| Participant loans | $33.6M | 1.1% |
Fees paid from plan assets
| Contract administrator fees | $932,757 |
| Investment advisory & management fees | $17,599 |
| Total administrative expenses | $1.1M |
Reported administrative expenses were about 0.039% of average plan assets, or about $52 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20241008133908NAL0008416179001. EIN 363100018.